STEP 7

Bangun Kekayaan, Jadilah Sangat Dermawan dan Tinggalkan Warisan   Diberkati Menjadi Sebuah Berkat. Tuhan memberkati kita maka sebagai gantinya kita bisa menjadi berkat bagi orang lain. Dalam Alkitab orang yang beramal dapat membantu orang lain karena ia memiki uang yang lebih. Menjadi pelayan dalam keuangan pribadi kita adalah tentang memberkati orang – orang.   Memberi dengan Gembira  Akan lebih sulit …

STEP 6

Steward God’s Blessing Live Within Your Means As we move into more of God’s blessing, we should not move away from God’s wisdom about finance and continue to keep him first in all areas of our life. Do you think there is a temptation to forget God as we move into more blessing?   Buying A House If you buy …

STEP 5

Invest For The Future   Investing Is Planning For The Future Rather than living month to month or paycheck to paycheck, it is wise to have a plan for the future. In general wealthy people have a financial plan and poorer people have no plan. What is Jesus expecting us to do with our money?   Are You Growing Your …

STEP 4

Save A Full 3-6 Month Emergency Fund   Get Ready For A Rainy Day There will be financial emergencies and job losses in life, and you should be ready for them when they come. Your full emergency fund is like an umbrella for a rainy day. You don’t need it often, but when it rains you have nothing to worry …

STEP 3

Get Out of Debt – The Borrower Is Slave To The Lender   Debt is a Weight Around Your Neck that Holds You Back You will never be able to move into financial freedom as long as you have the weight of debt holding your back. Whatever you save or invest is reversed by your debt. It is better to …

STEP 2

Save a Beginner Emergency Fund   What’s A Beginner Emergency Fund? Save and set aside 100,000 yen for a “rainy day”. In case something goes wrong, instead of going into debt you can use this emergency fund. Put it somewhere you can’t access easily so you won’t be tempted to spend it on that holiday or latest iPhone. What do …

STEP 1

Get A Plan For Your Money – Budget Each Month   “A budget is telling your money where to go, not wondering where it went.” -John Maxwell   Do I Need A Budget? Have you ever had too much month left over at the end of your money? Have you ever had a fight with your husband or wife because …

Introduction

“Live like no-one else now, so that later you can live, and give, like no-one else.” -Dave Ramsey   Kita semua diberkati! Did you know that just by living in your country, with access to this app, and an average salary puts you in the top 1% of wealthiest people in the world?  What do you think it means, we …